Be Aggressive! Be, Be Aggressive!

I WAS AGGRESSIVE TODAY! Waking up and seeing your bank account negative $1,051.17 can do that to a person. Now, before you get all worried and start thinking, "Holy crap! What is Heidi doing with her finances?"...relax. Actually, sit back and relax while I tell you the horrifying [and only slightly funny, I guess] story.

Being the responsible person that I am, I called my credit union to make my monthly car payment on Friday. Every month I pay $225.17. Sometimes more, no less. When I called to make my payment, I assumed everything was fine.

-----dun, dun, duuuun-------

Then my phone rang. The teller who took my payment over the phone told me (and I quote), "You're going to kill me". Never a good way to start a conversation. She told me that she charged my card $885.17! Of course I was upset and told her that I didn't even have that much to begin with! She apologized and said she'd reverse it and all would be splendid.

---I believed her------------

On Monday I woke up to my account being negative $448.00. I called the credit union to see what happened and sure enough, they charged me the $885.17! To make it even worse, by the end of the day I had (are you still relaxed?) 11 $35 overdraft fees (that's a lot of dough). And then...THEY CHARGED ME ANOTHER $225.17 THIS MORNING!!!!

So, I called my credit union and my other banking institution to get things straightened out. I was not pleasant toward the end of the day after talking to them. And just to prove it, here are some highlights of various conversations:

"I don't see why you're laughing; this is not funny".

"Let's try to get this figured out now because I literally have 30 bucks to my name".

"I am not paying for one damn overdraft fee!"

(Mike, I think the books you bought me for Christmas are doing me some good!)

YEAH!!!! So as of 5:00 this afternoon, I was no longer negative in my account! I'm starting to like the aggressive side of me--I get things accomplished!!!!